Greater Toronto Rent-To-Own Homes

You Can be a proud Home Owner with Greater Toronto Rent-To-Own Homes In One Afternoon!

The Many year around concept of Greater Toronto Rent-To-Own Homes is a quick and easy way to be a proud owner
without any pressure or hassle of bad credit, cannot buy, cannot get approved etc. scenarios.

Do You Have a Bruised Credit but Good Income?
Do You Want to be a Home Owner?

Rent-To-Own the Home You Choose!
Build Equity as you Rent and Earn valuable credits
towards your Down Payment from Day 1.

The Greater Toronto Rent-To-Own Homes is a great way to get an overview of what homes and features are available in your price range.

The Greater Toronto Rent-To-Own Program can Help
You greatly if you are in one of the following situations:

- Not Established credit.
- New to the Country.
- Gone / Going through Bankruptucy.
- Past Health Issues.
- Small Business Owners.
- Divorce situation.
- Victims of Identity Theft.
- Cannot get a mortgage.
- Presently in a consumer proposal.
- Issues with verifiable income.

Kindly Read Greater Toronto Rent-To-Own blues happening in the Greater Toronto Area:
Investigation: Lease-to-own Housing Plans Leaves Renters Cold.

Here's how it works: After discussing your requirement and your buying capacity,
we will show you properties with Greater Toronto Rent-To-Own Homes options.

Credit Scores: Recommended Rent-To-Own Terms.

560 or Less:    Three-Year Rent-To-Own Term
560 to 620:     Two-Year Rent-To-Own Term
620 and Up:    One-Year Rent-To-Own Term

Helping Tenant Improve Their Credit for successful purchase:

- Obtain a Secured Credit Card
- Obtain a Regular Credit Card
- Sign up For Internet Banking
- No New Accounts
- Protect The Bureau
- Continue Working with the Credit
- Pay Down Revolving Accounts
- Automate All Bill Payments
- Fix Errors on the Report
- Negotiate Lower payments for accounts in Collection

Credit Repair Specialist:

A credit repair specialist can be in the form of a mortgage broker or a credit repair company.
The Canadian government has taken steps to protect consumers from "bad" credit repair schemes.
It's actually illegal for credit repair companies to request or accept advance payments for their services.
There are techniques that some "specialists" use to repair credit that aren't exactly above board.
There are also companies that offer a "quick-fix credit repair" plan in exchange for a fee,
and these are the ones to watch out for.
The tenant must receive a contract from a company outlining the process.

Your Home is Searched in the neighbourhood you desire
and the price range and the downpayment you can afford.

Alternative 1: Outright Purchase.

I have a mortgage broker who is willing to assist my Greater Toronto
Rent-To-Own clients for an Outright Purchase, some with even 5% Down.
Though most likely scenario will be with 10% down payment.
Credit score as low as 540, and even with past bankruptcies.
Rates to be in the range of 8% - 12%. Certain Conditions Apply.

Bad credit, cannot qualify for a mortgage, rates being offered are too high are things of the past.
We will search for a home in the neighbourhood you desire, the rent you can afford and the down payment you have.
You can also check our list of Greater Toronto Rent-To-Own Properties and put an offer on any of those.
Stop renting, and paying down someone else mortgage, be your own boss.

Greater Toronto Rent-To-Own are much more convenient and productive for both buyers and sellers.
We found that most buyers can determine within a very short time-frame whether or not they're interested in a home they've previewed.

Alternative 2: You Choose the Property. 

Rent-To-Own the house of your choice, your neighbourhood, your price range.
You select the House you want to Rent-To-Own, so moving into the House
of your dreams is finally within your reach!
Don't spend another month making your landlord rich. Apply your monthly rent
payments toward a Rent-To-Own and build equity in the house of your choice
while you repair your credit. Own your dream home in 1-3 years!

Most Greater Toronto Rent-To-Own Home Options require
minimum $15,000 downpayment or 7.5% of Purchase Price. 
Per month payments range from minimum $1500 onwards.

Alternative 3: You Choose Available Property.

If the only thing standing between you and the house of your dreams is bruised
credit or a small down payment, we may be able to help you achieve your goals
of Home Ownership. You can select from the Available Greater Toronto
Rent-To-Own Homes.

Most Available Greater Toronto Rent-To-Own Home Options require
minimum $5,000 downpayment or 2.5% of Purchase Price. 
Per month payments range from minimum $1800 onwards.

Property value & Rental amounts:

Property Value $100,000: Rental amount: $850 + Utilities + Taxes, $100 towards downpayment.
Property Value $150,000: Rental amount: $1200 + Utilities + Taxes, $200 towards downpayment.
Property Value $200,000: Rental amount: $1700 + Utilities + Taxes, $300 towards downpayment.
Property Value $250,000: Rental amount: $2100 + Utilities + Taxes, $400 towards downpayment.
Property Value $300,000: Rental amount: $2500 + Utilities + Taxes, $500 towards downpayment.

Kindly provide the following for serious Greater Toronto Rent-To-Own Clients and review required attached forms:

- Job Letters for each applicant verifying employment.
- Notice of Assessment for the last two years for all applicants.
- T4s for the past two years for all applicants.
- T1s if the applicant is self employed.
- Two recent pay stubs for each applicant.
- A copy of each applicant credit score.
- Two recent pieces of identification for each applicant.

- Rental Application
- Agreement to Lease
- Option To Purchase and Occupancy Agreement